There is opportunity for Islamic banks to become more efficient and scale their operations through FinTech's like Goldmoney Inc. Goldmoney Inc is a Canadian based FinTech that operates the world's largest 100%-reserved gold-based savings and payments network and has combined blockchain technology to tap demand for Islamic investors. It allows anyone with internet access to conduct transactions of physical allocated gold. By being Shariah-compliant, its reach has extended to Islamic investors in Muslim-Majority countries in the Middle East and Southeast Asia who can conduct transactions through Shariah-compliant network accounts and Wealth holdings. It has more than 1.3 million users across 150 countries and administers approximately $1.7 billion in client assets. .