In the World Economic Forum’s newest fintech report prepared in collaboration with Deloitte, three different scenarios are presented that describe how emerging technologies will transform the wealth management industry. Across the scenarios, human advisors continue to play an important role in the wealth management process, although their value and focus is expected to shift substantially. The 197-page report also discusses a wide range of industry scenarios that forecast the impact of fintech across a spectrum of conventional financial services, including payments, insurance and lending.