Given that many self-described P2P lenders are operating on business models reminiscent of securitized lenders during the financial crises (many are even structured as SPVs), their growth makes it inevitable that they should face greater regulation. A combination of microprudential (credit risk), macroprudential (systemic risk), and operational (fraud and technlogical risk) controls are necessary to separate the genuine innovators for the regulatory arbitrageurs.
Europeans are skittish about robo-advisors
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Will AI Make Financial Services Marketing Obsolete?
With the rate Artificial Intelligence is advancing, it's probable there will be no need for marketing in Financial Services within the next two decades. Let's unpack that potentiality together, shall we? In order to get there, we need to start here, with futurist Maurice Conti and his February 2017 TEDTalk on The Incredible Inventions of Intuitive AI.