The short answer is no. Without access to high-quality financial data (e.g., bank account flows), the FICO score (and equivalents) is likely to remain the industry standard for some time. Social data and other publicly-available data are unlikely to provide sufficient accuracy in a credit downturn.
Europeans are skittish about robo-advisors
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Will AI Make Financial Services Marketing Obsolete?
With the rate Artificial Intelligence is advancing, it's probable there will be no need for marketing in Financial Services within the next two decades. Let's unpack that potentiality together, shall we? In order to get there, we need to start here, with futurist Maurice Conti and his February 2017 TEDTalk on The Incredible Inventions of Intuitive AI.